Terms & Conditions NMB88 — Complete Platform Usage Guide

1Introduction and Scope of Agreement

These Terms and Conditions constitute a legally binding agreement between you ("User" or "Member") and nmb88 ("Platform", "We" or "nmb88"). This document governs your entire use of the nmb88 platform, including the website, mobile app, and all related services.

NMB88 operates as an online entertainment platform providing slot games, live casino, bingo, sports betting, and e-sports to users in Malaysia. All services we offer are fully subject to the terms set out in this document and any additional policies published from time to time.

By accessing, registering, or using any part of the nmb88 platform, you automatically agree to be bound by these terms. If you are registering on behalf of a business entity, you confirm that you have full authority to bind that entity to this agreement.

2Member Eligibility & Registration

To register and use the nmb88 platform, you must meet all of the following eligibility requirements:

• You are at least 18 years of age at the time of registration
• You are legally competent to enter into a valid and binding contract
• You are registering under your own name and not as a representative of a third party without written authorisation
• You are not on any exclusion or prohibition list for gambling platforms
• Use of this platform does not violate any laws or regulations applicable in your location

All information you provide during registration must be accurate, complete, and current. NMB88 reserves the right to verify your identity at any time through the KYC (Know Your Customer) process. Documents that may be requested include your identity card, passport, or other relevant supporting documents. Failure to provide the requested documents within the specified period may result in the suspension or closure of your account.

3User Account Management

Your nmb88 account is strictly personal and may not be transferred, sold, shared, or rented to any other party. You are fully responsible for all activity that occurs through your account, including activity carried out without your knowledge due to negligence in safeguarding your login credentials.

You are required to:

• Keep your account password strictly confidential at all times and never share it with anyone
• Use a strong, unique password that is not easy to guess or reused on other platforms
• Notify nmb88 immediately if you suspect your account has been accessed without authorisation
• Update your account information whenever your personal details change
• Log out of your account after each session, especially when using a shared device

NMB88 will not be liable for any losses arising from unauthorised use of your account, unless it is proven that the security breach originated from NMB88's own systems.

4Deposit Policy

NMB88 accepts deposits via a range of local payment methods including internet banking (Maybank2u, CIMB Clicks, RHB, Public Bank), FPX, Touch 'n Go eWallet, GrabPay, and DuitNow. All deposits are processed with 256-bit SSL encryption to ensure the security of your transactions.

• The minimum deposit amount is RM 20 per transaction
• No maximum deposit limit is set, however large transactions may require additional verification
• Deposits are typically credited to your account within 1 to 5 minutes after a successful transaction
• NMB88 does not charge any processing fees for deposits made via the listed payment methods
• Any fees charged by your bank or e-wallet provider are your own responsibility

Funds deposited into your nmb88 account may only be used for gaming purposes within the platform. Using your nmb88 account as a savings account or for fund transfers between individuals is strictly prohibited. nmb88 reserves the right to reject or return any deposit suspected of being linked to illegal activity or fraud.

5Withdrawal Policy

Winning withdrawals at NMB88 are processed quickly and transparently. We ensure every valid withdrawal request is fulfilled within the promised timeframe without unnecessary delays.

• The minimum withdrawal amount is RM 30 per transaction
• Withdrawals are processed within 5 to 30 minutes for local banks and e-wallets
• The bank account or e-wallet used for withdrawals must be registered in your own name
• NMB88 does not charge any processing fees for standard withdrawals
• Withdrawals requiring KYC verification may take longer to process

NMB88 reserves the right to suspend withdrawals for security review if unusual activity is detected on your account. In such cases, our team will contact you within 24 hours for clarification. All suspended withdrawals will be resolved once the review is complete, provided no terms violations are found.

6Bonuses, Promotions & Wagering Requirements

NMB88 offers a variety of bonuses and promotions to members from time to time. All bonuses offered are subject to wagering requirements clearly stated in each promotional offer. It is your responsibility to read and understand these terms before claiming any bonus.

• The welcome deposit bonus may only be claimed once per eligible new member
• Wagering requirements refer to the number of times a bonus amount must be wagered before a withdrawal is permitted
• The validity period of each bonus is as stated in the specific promotion's terms
• NMB88 reserves the right to cancel or modify any promotion without prior notice
• Bonus abuse, including the use of multiple accounts to claim the same bonus, is strictly prohibited
• NMB88 reserves the right to decline, cancel, or claw back bonuses if fraud is suspected

Accounts found to be unfairly exploiting the nmb88 bonus system — including but not limited to the use of automated software, multi-account coordination, or bonus arbitrage strategies — will be subject to immediate action including bonus cancellation and account closure.

7Game Rules and Outcomes

All games on the NMB88 platform are operated using a Random Number Generator (RNG) system that has been audited and certified by independent third parties. This ensures every game outcome is entirely random and cannot be manipulated by any party, including NMB88 itself.

• Game outcomes determined by the system are final and cannot be disputed
• In the event of a technical disruption during a game session, NMB88 reserves the right to void the round in question and refund the bet
• Confirmed bets cannot be cancelled by the user except through the Cash Out feature where available
• The use of third-party software, bots, or any automated methods to play is strictly prohibited
• NMB88 reserves the right to withhold winnings payments suspected of being obtained through unfair means pending completion of an investigation

8User Responsibilities and Obligations

As an NMB88 member, you are responsible for ensuring your use of this platform complies with all laws and regulations applicable in your region. NMB88 makes no guarantee that use of the platform is lawful in every jurisdiction.

You agree not to use the nmb88 platform for any of the following purposes:

• Any illegal activity including money laundering or terrorism financing
• Fraud, manipulation, or any action intended to deceive NMB88 or other users
• Using multiple accounts to circumvent set limits or conditions
• Breaching, hacking, or attempting to interfere with nmb88's security systems
• Making false claims or providing misleading information to nmb88

NMB88 also encourages all members to practice responsible gaming. Use the deposit limit and betting limit features available in your account to manage your gaming activity in a more controlled and safe manner.

9Account Suspension and Closure

NMB88 reserves the right to suspend or close a user account at any time for the following reasons without prior notice:

• Violation of any section of these Terms and Conditions
• Confirmation that the user is under 18 years of age
• False, inaccurate, or misleading registration information
• Activity suspected to involve fraud, money laundering, or system exploitation
• Requests from law enforcement or regulatory authorities
• Account inactivity exceeding 12 consecutive months

Users also have the right to close their own account at any time by contacting the NMB88 support team. Any remaining balance will be returned to your original payment method once all conditions are met and no terms violations are found.

10nmb88 Liability Limits

NMB88 provides its online entertainment platform on an "as-is" basis. While we make every effort to ensure continuous and trouble-free service, we cannot guarantee that the platform will always operate without interruptions, delays, or technical errors.

• NMB88 is not responsible for any losses arising from unavoidable system outages or maintenance
• NMB88 is not responsible for losses caused by a user's internet connection failure
• Nmb88's liability under any circumstance shall not exceed the total amount deposited by the user in the preceding 30 days
• NMB88 is not liable for any indirect, incidental, or consequential losses arising from use of the platform

Users acknowledge that all wagering activity carries financial risk and NMB88 is not liable for any losses arising from users' wagering decisions. It is the user's responsibility to ensure they play within their own financial means.

11Privacy and Data Protection

NMB88 takes user privacy very seriously. All personal information you provide is collected, used, and protected in accordance with the comprehensive NMB88 Privacy Policy. By using this platform, you agree to the collection and processing of your data as described in our Privacy Policy.

• Your data is stored on servers protected with encryption and strict access controls
• NMB88 will not sell or disclose your personal data to third parties for marketing purposes without your consent
• You have the right to request access, correction, or deletion of your personal data by contacting the nmb88 support team
• Your financial transaction details are processed with 256-bit SSL encryption at all times

For more information on how nmb88 handles your data, please refer to Privacy Policy in full.

12Terms Amendment and Notification

NMB88 reserves the right to amend, update, or modify these Terms and Conditions at any time. Amendments take effect immediately upon publication on the NMB88 website unless stated otherwise. It is your responsibility to review these terms periodically to stay informed of any updates.

For material amendments, nmb88 will endeavour to notify users via registered email or an in-platform notice at least 7 days before the changes take effect. Continued use of the nmb88 platform after the amendment date constitutes your acceptance of the revised terms.

These Terms and Conditions are governed by applicable law. Any dispute arising from or relating to these terms will be resolved through the process established by nmb88. If any provision in this document is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.